Tips for Saving on Home Insurance
Simple things to consider when you shop. Results vary by home, location, state and provider.
Tips for Shopping for Home Insurance
General tips to help you make an informed decision. Availability of discounts varies by provider and state.
Review at renewal
Rates can differ between providers for the same home. Reviewing your options at renewal time can help you make an informed choice.
Bundle policies
Some providers offer a discount when you combine home and auto coverage with the same company.
Ask about discounts
Some providers offer discounts for things like a newer roof, being claims-free, or paying in full. Ask which ones you may qualify for.
Review your deductible
A higher deductible usually lowers your premium. Choose an amount you could comfortably pay if you file a claim.
Protective devices
Smoke detectors, deadbolts, monitored alarms or water-leak sensors may qualify for discounts with some providers.
Keep coverage up to date
Let your provider know about renovations or major purchases so your dwelling and personal property coverage still fit your home. Meet any lender requirements.
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